Friday, December 10, 2010

The Audacity of Common Sense

As the Christmas season ensues the American public is given the present of seeing how buffoonish and inane our elected representatives can be. It would be a nice present, if once, just once, these wacky guys and gals would do what they were sent to Washington to do and act in the best interests of their constituents. Of course this would mean compromise and unselfish behavior aimed at improving the economy, creating jobs, ending DADT, approving a treaty to police nuclear arms, extending unemployment so people can eat....just little stocking stuffers that most people with a third grade education agree are in the best interests of the country.

President Audacity of Change seems to have left his competitive spirit on the basketball court in all this holiday hoopla. Maybe that elbow in the mouth left him with a concussion and he needs to be taken out of the game pending a thorough medical workup. Despite his 2008 mandate and best wishes of most, he has managed to let the Republicans post him up time and time again. Last time I checked nobody is mistaking McConnell for Dwight Howard. A hard foul now and again goes a long way toward keeping those with lofty intentions out of the paint. Time for a Louisville left hook change-man.

If would be nice to garner hope this hopiest of seasons, but it does not look good for anyone, but the Wall Street crowd and those three percent who own the rest of us. Economics being what they are, nobody has much of a clue as to what to do to create jobs on a massive scale, but from deep down in the roots of the grass I have a few ideas.

First, go back to lending money to unqualified buyers to buy houses to stimulate the housing market. The government can provide cover in the way of loan guarantees, but this time make sure that people are actually buying houses they can afford to own. Given the landslide of housing prices, it shouldn't be hard for just about anyone to find an affordable house these days. Next, force the big banking concerns to break up and start creating a system of local community banks that are oriented to their neighbors and responsive to the needs of the communities they do business in. When I was a kid the local bank was owned by those who lived in my town, who had kids who went to the same school my parents kids did, making it a lot easier to talk to them about getting loans or resolving issues. Also, revamp the credit reporting and debt collection industries. Isn't it about time that the average American be given access to the arcane formulas that credit bureaus use to come up with credit scores? Next, make it illegal for potential employers to use credit reports in assessing job applicants. Finally, institute a program to allow those with student loan debt to make offers of compromise, ala tax debts.

Just a few ideas that seem to make sense to this Grinch; try to have a happy holiday season.




Monday, November 15, 2010

The Money Grab

I had the misfortune of getting a speeding ticket this weekend. I'm not disputing my guilt Despite the fact that I rarely speed, on this occasion, I was definitely over the limit. What upset me was the absolute determination of the officer to write the ticket without even considering a reprimand and leniency. Even though I don't agree with this mindset, I understand what goes.

Traffic citations are a source of revenue for municipalities and have become, in these troubling economic times, one way in which many cities, towns and villages are seeking to reap income to close their budget gaps. As such the Barney Fifes are out in force, setting up speed traps and scouring their ordinance books to squeeze every dollar they can out of drivers. Since when did traffic laws become a tax and cease to be an instrument of public safety? The proliferation of red light cameras, random "license" checks, and the mother of all money grabs, impound fees, is disturbing. Maybe for some a speeding ticket here and there is no big deal, but to me and most of humanity a dollar still has value. What is also particularly irksome is the fact that if one rolls over and pays the fine via mail it is roughly one third of the minimum fine that is charged if one has the audacity to show up in court. Freedom isn't free, but we can't be clogging up the courts with annoying citizens who wish to actually defend themselves.

There is also the disturbing nature of just who is doing the policing and judging. Show me a cop who has never violated a traffic law and I'll show you a unicorn attending Harvard. Not too long ago a local criminal prosecutor was tragically killed in a one car collision after consuming too many martinis with her cohorts. Just this past year a local judge was cited for reckless driving and leaving the scene of an accident, but somehow the judicial ethics folks had no problem with him remaining in robes behind the bench.

The point here is simple. No one is above the law, but few have not strayed beneath once in a while. As such the punishment should fit the crimes and the laws should serve to insure the public safety and not used to raise revenue. It would also be nice if those entrusted with serving and protecting us from the evil doers, weren't evil doers themselves.


Thursday, November 4, 2010

The Stench of Voting

I voted on Tuesday; reluctantly. The only solace to having this election over with is that we no longer have to be bombarded by the crap that is thrown our way via election ads, unsolicited cell phone calls (thanks T Mobile for selling my number) and the endless punditry that passes for political commentary.

Sadly, the way the federal and state governments are constituted is woefully ill-suited to deal with the massive problems that affect Americans. The framers of the constitution rightfully sought to infuse restraint and balance into our system of government, but they could not have foreseen the evolution of this nation into one where our media and politicians have been co opted and corrupted to the point where the will of the people and the power of sovereignty means nothing.

Voting is a Pyrrhic endeavor given the choices that are offered. The quality of the candidates is substandard. No one with any real intellect and moral balance would seriously get anywhere close to the swamp that government has become. Those who are the best and brightest know that even those with good intentions soon become corrupted by the process and are forced to compromise their values to the point where they become meaningless. The end goal of every politician, no matter how well intentioned on the campaign trail, soon becomes the pursuit of power at all costs. This mindset translates into a concerted pattern of avoiding tough game-changing policies and pandering to the lowest common denominator. Smoke and mirrors replace imagination and innovation and hidden agendas abound.

The standard of living in this country is in landslide mode. Effective unemployment, those without jobs or teetering on the brink of unemployment, is in the neighborhood of twenty percent. Owning a home used to be one's best, and often, only investment for the future. Now, with housing prices in free fall, it makes little financial sense to own rather than rent. A college degree used to be an investment in success and security. Now, it is often just another way into suffocating debt and despair.

The education system in this nation is broken and failing our children and our future. Manufacturing, once the backbone of our economy is securely situated in the far east. Our government continues to commit to draining the treasury by fighting wars that are unwinable and morally unjustified. Even seemingly simple issues like Gays in the military are confused and compounded into political issues that seem beyond resolve.

I wish I could be optimistic, but without major changes in the structure and operation of government, there is little hope. It is incomprehensible that government cannot provide effective defense, affordable healthcare, legitimate education and employment to citizens. This let them eat cake attitude is taking us all down the road to a time when a significant portion of the population is having to deal with basic survival.

Tuesday's so-called Republican tsunami comes under the heading of "careful what you wish for." I suspect soon-to-be speaker, Boehner's tears on election night were less indicative of his life trajectory and more representative of the reality that his ox is the one that is next go be gored. We can only hope that the anger and despair that propels lunatics like O'Donnell, Paul and Angle into prominence will serve notice on Congress that chaos is an option if real change is not in the offing.







Thursday, October 14, 2010

Despicable Choices at Election Time

In Illinois, once again, we are faced with a daunting choice in the upcoming election; which candidates are least despicable. The two major races in Illinois, governor and U.S. Senate, present us with no real choice. In both races we are presented with men who have questionable records and policies, who I would be hard pressed to hire to walk my dog.

Governor Pat Quinn is a mealy-mouthed political hack who has proven in his short time in office that he has no clue how to run a state and has no backbone to stand up to the real governor, Michael Madigan. Quinn's opponent, Bill Brady, presents little in the way of innovation and looks from here like another George Ryan in the making. In other words, he'll come in, present a clean image, but likely will just settle into doing business as usual instead of challenging the Democrat elites who really run things. How long will it be before ole' Bill will be seen rolling the bones at some casino or soliciting campaign contributions for relatives? He most certainly be counted on to carry on the tradition of one-party politics in Illinois, kowtowing to the Democrats in Springfield and Chicago while espousing his conservative values and hating Gays.

In the U.S. Senate seat we have a choice between a serial embellisher and a mob banker. Both candidates appear to be political stooges who have little stomach for bucking the party line and can't wait to join the cushy club in Washington, reap the benefits and hope no one notices that they are asleep at the switch and licking whatever boot is offered to them.

I suspect that the reason elections offer so little hope is because those who are the best and brightest (and the most qualified to lead and govern) are also smart enough to avoid the swamp and all the critters that live there. They know that government and politics is dirty and no place for anyone with any ounce of moral conscience and dignity. If you don't believe me just go back to some of the presidential debates in 2008 and count the number of promises Mr. Clean and bright Obama made that he has conveniently forgotten to follow through on. You can start with "Don't Ask, Don't Tell" and go on to the promise to get our troops out of the Middle East. How are those two working out for you? It's been two years Barry! A signature on an executive order ends DADT or wasn't that in the instruction manual Bush left for you at 1600?

There are solutions to be had; term limits for Congress, forensic audits of campaign funds, a full time independent prosecutor with subpoena powers to oversee congressional corruption and a standardized code of professional conduct for all national and state congresses, executive and judicial branches. But unfortunately the foxes are never going to agree to deny themselves access to the hen house. The next best thing is to overhaul the election process.

My suggestion is this. Present voters with a third option in voting. (yeah I know there are third party candidates on the ballot, candidates who have as much chance of getting elected as I have of dating Angelina Jolie) Give voters the option of rejecting both of the candidates from the major parties. This would be the no-confidence option. In other words by opting to vote for neither, the voters would be saying, we don't care for the choices offered, give us more choices. Assume for instance that 50% of the voters voted "neither." This would remove the two major party candidates from the ballot and require a new election to be held with new candidates. This option, although expensive, would require candidates to revise their thinking about the dreaded attack ads they run and might just compel them to talk about issues and actually try to appeal to voters instead of trying to scare them about the opponent. This would also give contributors pause about giving money to someone who might be eliminated from consideration come election time since the odds would no longer be 50/50. Just like George "craps" Ryan, contributors might walk away from the table with nothing.

Politics is a dirty business, pretty much always has been. The difference now is that the nature and character of media has changed and the money is so huge that anything goes. No lie is too big, no chance too big to take in order to secure the prize. The nation is going through one of worst economic times I can remember, including the "gas line" days of my youth. One would think people would want to be more proactive, however it is tough to be proactive when your thoughts are consumed with losing a job or worrying about the bank foreclosing. The sad reality is that until things get really, really bad, and the masses get out the pitchforks and torches, we will continue to get despicable choices for public office.

I recently wrote several congresspeople about maybe introducing legislation to require credit reporting and rating agencies to disclose their arcane formulas for coming up with credit scores. Seems to me that if credit scores are going to be used to determine fitness for jobs, we should all be privy to how they are arrived at. Three guesses as to how much interest I got on that one. Politicians simply don't care about anything except getting elected and staying elected. Until we all start writing and phoning to the point of annoyance no one is going to listen. When was the last time you visited your local congressperson's office? Do you know where it is? Might be a good time to find out.



Monday, August 23, 2010

The End of The Piniella Era

Well another Cubs season is in the proverbial dumpster and another legend of the game has been sent packing with his tail between his legs. Remember back four years ago when Sweet Lou sneered at the idea of a curse in Chicago. I wonder what he really thinks now.

Although I am not a spiritual individual, some spiritual phenomena are just too empirically present to be ignored. I do believe there is a curse over the Chicago Cubs. I believe they are cursed to be run by organizations and individuals who know what running a business is all about. The Cubs are cursed to have had ownership that does to fans what a good magician does to an audience in Vegas, they create an illusion that they care about winning and then magically lift the wallets of the fans. Great act.

I don't blame anyone who owns a corporation from doing what they are supposed to do; make money. Judging from the recent sale price of the Cubs, I would say the past few owners did pretty well for themselves in generating a healthy income stream while escalating the price of the product to where it could be sold for a hefty profit to boobs like Tom Ricketts and his family.

The Ricketts family apparently had to mortgage the ranch to afford the Cubs and now must be wondering what it is exactly they bought. I'm sure they didn't foresee the debacle of 2010 and the possibility that next year's revenues might take a hit. I'm sure they didn't count on star players getting old and tanking or a manager who gave up a third of the way into the season.

So the Ricketts family will do what good business people do. They will cut payroll, cut expenses and try to raise the cost of everything they sell to the fans including tickets. The only hope fans have is that the Ricketts family will not be so good at misdirection and illusion. Maybe just maybe the fans will stop streaming to the ballpark like sheep and start to demand a better product. I cringe every time I hear about Wrigley Field being this baseball cathedral. That decrepit, relic of a ballpark should have been razed two decades ago. But, the sheep keep coming back, buying into the illusion that Wrigley is something special, when in fact it is one of the worst ballparks in the major leagues. Have these people even noticed what they built for the fans in Minnesota? Minnesota for goodness sakes!

I hope I'm wrong, but I doubt it. I see a long stretch here where the Cubs will devolve into an abysmal product in their decaying shrine. The only winner in all this is Sweet Lou, he doesn't have to be here to see it anymore.

Thursday, August 19, 2010

Blago-Sphere

So now that Rock'in Rod through the use of excellent lawyers and reality TV has delayed the inevitable for about six months we are forced to be subjected to more Blago news and commentary than we ever wanted to hear. If the jury was asked to vote unanimously if they wanted this guy to just go away and never be heard from again, I think that could have been a no-brainer. Too bad they can't indict him for something that calls for purgatory as a punishment.

At best, Blago is an incompetent fool who married the boss's daughter, pissed off the boss and then managed to make a mess of things all by himself for himself and those around him. For all his protestations that the feds couldn't prove anything, it certainly wasn't for lack of Blago's best efforts to commit crimes. What Blago should be more thankful for is the fact that he is abysmal at playing the political fund raising game. Perhaps had he allowed himself to be mentored by someone like, oh say, Michael Madigan, he would now be facing a lifetime behind bars. I say this because people like Blago, dumb criminals, always get caught because they are criminals, but not good enough criminals, like, oh say, Michael Madigan, who apparently the feds feel is reincarnation of Everett Dirksen. Ever wonder why they never indict the big fish like Madigan and Daley?

I suspect that part of the reason why the jury got hung up is because we in Illinois and Chicago, in particular, have gotten numb to political corruption. It's just become something that is accepted because it has gone on for so long, like the Cubs losing. Through all the prosecutions, no matter how many politicians get put behind bars, the beat goes on and we just keep buying our season tickets. Chicago and Illinois are not unique when it comes to corruption, but, I must say, we have to be in the top five.

In reading and listening about the Blago case, I have been one of many who foresaw that the feds didn't have dry powder in their cartridges. They brought a case that was weak; there was no smoking gun, no quid pro quo. Once again, not for lack of Rod's best efforts to extort folks. Maybe if they would have waited a bit there would have been more to go on, but one senses that the word came down to close the curtain on the Blago show before bigger fish would need to be fried. So the feds indict, arrest, prosecute and lose. They lose, in large part, because some the witnesses they had against Blago, who they didn't call to the stand, probably had more to say than they wanted to hear under cross-examination. They probably won't lose a second time. Even a blind squirrel can find a nut, especially if the squirrel has unlimited resources. The feds are the casino, the house. They seldom lose and if they do they just keep you coming back for the next game, ala John Gotti.

There are no winners in all this. It seems no matter how many indictments there are, corruption never ends. When cops get into movies for free by showing their badge, we are all doomed. At some point the question needs to be asked, "do we really want corruption to end?" When so many people in this state have gotten jobs by "knowing somebody" or when businesses can get some advantage by writing a check to the right guy, maybe nothing is ever going to change. There is a school of thought that says sometimes corrupt governments work more efficiently than non-corrupt governments. Why go through all those messy zoning hearings when you can hire Madigan's law firm and get the skids greased? Just good business; efficient business. Some thirty years ago, lawyers were allowed to "tip" the clerks that worked for the county and city. I'll tell you, you never saw such good service. Try to get something done down there now without waiting in line while the glacier moves.

Are we all willing to go the zero tolerance route? Is that even possible? Anyone out there have the first stone in hand to throw? The reality is that when people decry corruption what they are really saying is that they are a nobody. There's a saying in Washington that you are either at the table or on the menu. The vast majority of the people of the state of Illinois are on the menu with no hope of even being the special of the day. We are appetizers at best. As ever, the rich, the powerful, the elite get the best seats, at the best tables, at the best restaurants in town and the appetizers sit back and wonder, what if? As long as voters are willing to be eaten raw by the big shots, nothing will ever change in Illinois or in Washington or in politics.

A friend of mine was pulled over for speeding last week. She asked me if it is normal for the police officer to accept cash for the fine. I told her she inadvertently had jumped off the menu and sat at the table for a brief shining moment.



Tuesday, August 17, 2010

Of Snake Oil and Weight Loss

Valerie Bertinelli is a seemingly very nice women, a decent comedic actress, an admitted drug abuser and the product of a failed marriage that involved infidelity on the part of both parties. She is also the spokesperson for a large weight loss company. Ms. Bertinelli has parlayed her recent public weight loss odyssey into a role on a new sitcom and ubiquitous appearances on talk shows and magazine covers. Ms. Bertinelli is also a shameless shill for a weight loss program that studies show offers little hope to its customers. Now the weight loss company has enlisted the aid of George Costanza to bolster the Bertinelli message apparently fearing another Kirstie Alley debacle.

At first glance I guess I have to question the wisdom of employing a loser/drug abuser and an actor who portrayed one of the most neurotic sit com characters in recent memory to sell products and services to consumers; consumers who are in dire need of medically and psychologically sound advice on how to improve their health. But, in rethinking this whole strategy, I guess it makes a lot of sense.

There is an insidious logic to the weight loss game. The average consumer who is in need of weight loss doesn't really want real solutions. What these average consumers want is false hope and magic acts. They will willingly buy into any message that sells one on the premise that weight loss can be easy and without sacrifice or pain. The reality of why people get fat and the difficult road that lies before them to lose the fat is just too painful for most people to accept. So, why not use sitcom actors to sell them the entertainment they desire. I'm surprised they don't include a laugh track.

Once one cuts through the malaise of what the billion dollar weight loss industry has become it becomes apparent that nothing much has changed, from a scientific/medical perspective about what works and what doesn't. All the goofy exercise machines on infomercials and all the phony diet drugs and supplements work for the people that sell them, but have little impact on resolving the issues of the people that buy them. The real solutions lie within each one of us, not on late night infomercials.

Some people are born to be fat. Some people have genetic/biochemical components to their makeup that imprison them in a body of fat for life. Unfortunately, there is little hope for a three hundred fifty pound adult who was a one-hundred eighty pound third grader. These are the people who have to accept their fate and make the best of it. I had a good friend in college that fit into this category. He spent years and wasted thousands on surgeries, supplement, gadgets and pills over the thirty five years I have known him and he is still a fat adult and will die a fat adult, hopefully a fat old man.

Then there are the rest. Most of us where thin at some point in our lives. Despite growing up in a family where food was plentiful, I managed to stay thin until my middle years. I stayed thin because as a child I played sports and rode a bicycle about ten miles a day to the park, to my friends houses and to the store for my mother. I spent every day at the park. I played sports in high school, in college and beyond. As an adult I continued to visit gyms on a regular basis, took up jogging and still lift weights several times a week. During my adulthood I have had my lapses. I have gained and lost the same twenty pounds of body fat about four dozen times mostly due to my love of food and alcohol. However, whenever the clothes didn't fit just right, I knew it was time to cut down on my eating and ramp up the exercise.

I consider myself fortunate in this regard. I have always had a large portion of self-respect and ego dating to my days as a star athlete and chick magnet. I have considered myself worthy of good care and a hard strong body. I can relate many instances of falls, car crashes and other sundry accidents where I walked away unscathed, thanks to my conditioning. My ego is my cushion of safety.

The majority of the adult population in America is not me. I don't say this to come off as arrogant. I say this to illustrate a point. When a person abuses themselves it is because there is something they don't like about themselves. It could be unfulfilled aspirations, bad relationships, poor career choices, etc. So this underlying regret is assuaged by the consumption of food, alcohol, drugs, excessive sex, excessive shopping, you name it. In psychology these are called immature defense mechanisms. We attempt to defend ourselves from reality by resorting to instant gratification. The cycle repeats itself over and over again, with the regret overcoming the happiness in each instance. This behavior becomes a destructive pattern that is ingrained in our brains and our behavior. Some have an epiphany. A heart attack, a divorce, the fat photo at the cousin's wedding, any number of things can trigger an urge toward change. They may act on this, but unless and until the core issues are resolved, they are doomed to failure.

The basics for losing weight (when I say weight I mean body fat) haven't changed much over the years from a purely biological perspective. To lose weight one must consume less calories than they use for an extended period of time. The devil however, as they say, is in the details. In order to effect any kind of perceptible change in body fat one needs to drastically reduce caloric intake. The body reacts to the lack of food, by slowing the metabolism and learning to live on low calories. There are folks in the third world who do quite well on five hundred calories a day. The body also stimulates the impulse to find food and eat. This is why most low calorie diets last for about two weeks when cannibalism becomes a viable option. Hunger is a cruel mistress.

What about exercise? Gyms are happy to sell you on the concept that you can lose weight through exercise. The problem is that unless you are running marathons the modicum level of exercise that is required to lose body weight is seldom attained if one doesn't alter their consumption of calories while training.

So one would assume that if you combine diet and exercise the objective could be achieved. The only problem here is that with increased exercise the body requires more, not less calories. A thirty minute sojourn on a treadmill while ingesting a twelve hundred calorie complement of food only produces severe hunger and fatigue. One is then left with the prospect of leaving the gym, returning home to the couch and diving into a bowl of potato chips to fight starvation.

So now you have the bad news. Want some more? Losing weight is very, very, very difficult. First of all, dieting is hard in and of itself. Second, getting the right advice and training about diet and exercise is just about impossible given the current state of affairs in the diet and exercise biz. If you think that kid with the on-line $40 personal trainer certificate at the gym knows anything about losing weight, guess again. You can always read Bob Greene's books, but if he couldn't help Oprah, is he really the guy you want to listen to? What about those berries from Africa? I had someone on a blog recommend a book to me written by some guy talking about good calories and bad calories who almost won a literary prize. I didn't realize calories could be personified.

What I know about weight loss and exercise is what I know to be true. I know it is true because I see it work. I will add a caveat here.....it only works for those people who are truly motivated to effect change in their lives and that isn't very many people. Serious weight loss is about diet, exercise and behavioral therapy. These three components overlap and interact in this process and cannot succeed without the others. I have very specific ideas about diet and what needs to be done to lose body fat. I have very specific ideas about exercise, because I was an ACE personal trainer and lived in gyms half my life training and watching elite athletes train. I have very specific ideas about behavioral therapy and how individual behavior can be modified and changed. Nothing easy here. Let me give you a taste, no pun intended. Nobody, and I mean nobody, is going to be successful at losing weight, unless they make aggressive drastic changes in their behavior starting with day one. Nobody is going to lose weight and keep it off unless they are willing to examine their lives and correct the issues that underlie the abuse. Nobody is going to lose weight and keep the weight off unless they are willing to make being in shape and healthy a lifestyle.


Ready for some good news. The initial process doesn't take as long as you would think. I'm talking about losing 5-8 pounds a week. The exercise component is not difficult. At the outset it is very benign and doesn't require a bunch of equipment or a gym membership. The behavioral therapy is something that will make a difference in most every area of your life.

Stay tuned for particulars.